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Calculators
Home Loan Calculators
Tools to guide you towards your property goals
Home loan repayment calculator
Find out what your monthly home loan repayments might look like and how they are calculated.
Borrowing power calculator
Work out how much you could borrow based on your income and how much you owe.
Stamp Duty Calculator
Get an estimate of how much stamp duty you might need to pay on a property purchase.
Offset calculator
Find out how much you could save each month and over the lifetime of your loan if you had an offset account.
LMI calculator
Find out what Lenders Mortgage Insurance is and how much you might need to pay if you’re low on a deposit.
Debt consolidation calculator
Find out how much extra cash flow you could access by consolidating your existing debt into your home loan.
Equity calculator
Equity is the portion of your property’s value that you own outright. Find out how much equity you may be able to access from your home loan.
Important legal stuff
What does an introductory rate mean?
An introductory rate is a promotional interest rate that lenders use to attract new customers. It is sometimes referred to as a ‘honeymoon rate’. An introductory rate is only for a limited period of time, typically 12 months, after which the interest rate on the loan typically rises and reverts to the lender’s standard variable interest rate.
Comparison rates
Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true for the example given only and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. Top rates include lenders who are on our panel and are then defined by the circumstances provided by the borrower. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.
All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.
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Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. We compare thousands of home loans from over 25 leading lenders.
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Lendi Group Pty Ltd, which is the ultimate holding company of the Aussie and Lendi businesses, is owned by numerous shareholders including banks such as CBA, 1835i (ANZ’s external venture capital partner) and Macquarie Bank, the Lendi founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.
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